Punjab National Bank JALANDHAR,URBAN ESTATE II Branch IFSC Code
PUNB 0495100
Punjab National Bank JALANDHAR,URBAN ESTATE II — JALANDHAR CITY, PUNJAB
MICR: 144024039
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- JALANDHAR,URBAN ESTATE II
- IFSC Code
- PUNB0495100
- MICR Code
- 144024039
- City
- JALANDHAR CITY
- District
- JALANDHAR
- State
- PUNJAB
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0495100 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0495100.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0495100.
IFSC Code Structure
P
U
N
B
0
4
9
5
1
0
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 495100 — Branch code (JALANDHAR,URBAN ESTATE II)
Nearby Punjab National Bank Branches in JALANDHAR CITY
View all Punjab National Bank branches in JALANDHAR CITY →Frequently Asked Questions
Is PUNB0495100 valid for online transfer?
Yes, PUNB0495100 is a valid IFSC code for Punjab National Bank JALANDHAR,URBAN ESTATE II branch in JALANDHAR CITY, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0495100 belong to?
PUNB0495100 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank JALANDHAR,URBAN ESTATE II is 144024039. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0495100?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.