Punjab National Bank SP. AGRI. FINANCE, VERKA,AMRIT Branch IFSC Code

PUNB 0497000
Punjab National Bank Logo Punjab National Bank
SP. AGRI. FINANCE, VERKA,AMRIT — AMRITSAR, PUNJAB
MICR: 143024033 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab National Bank
Branch
SP. AGRI. FINANCE, VERKA,AMRIT
IFSC Code
PUNB0497000
MICR Code
143024033
Address
VERKA, AMRITSAR
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City
AMRITSAR
District
AMRITSAR
State
PUNJAB

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0497000 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0497000.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0497000.

IFSC Code Structure

P
U
N
B
0
4
9
7
0
0
0
  • PUNB — Bank code (Punjab National Bank)
  • 0 — Reserved (always 0)
  • 497000 — Branch code (SP. AGRI. FINANCE, VERKA,AMRIT)

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Frequently Asked Questions

Is PUNB0497000 valid for online transfer?
Yes, PUNB0497000 is a valid IFSC code for Punjab National Bank SP. AGRI. FINANCE, VERKA,AMRIT branch in AMRITSAR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0497000 belong to?
PUNB0497000 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank SP. AGRI. FINANCE, VERKA,AMRIT is 143024033. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0497000?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.