Punjab National Bank AYODHYA NAGAR BHOPAL Branch IFSC Code
PUNB 0497100
Punjab National Bank AYODHYA NAGAR BHOPAL — ROAD BHOPAL, MADHYA PRADESH
MICR: 462024013
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- AYODHYA NAGAR BHOPAL
- IFSC Code
- PUNB0497100
- MICR Code
- 462024013
- City
- ROAD BHOPAL
- District
- BHOPAL
- State
- MADHYA PRADESH
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0497100 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0497100.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0497100.
IFSC Code Structure
P
U
N
B
0
4
9
7
1
0
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 497100 — Branch code (AYODHYA NAGAR BHOPAL)
Frequently Asked Questions
Is PUNB0497100 valid for online transfer?
Yes, PUNB0497100 is a valid IFSC code for Punjab National Bank AYODHYA NAGAR BHOPAL branch in ROAD BHOPAL, MADHYA PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0497100 belong to?
PUNB0497100 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank AYODHYA NAGAR BHOPAL is 462024013. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0497100?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.