Punjab National Bank RAGHOGARH, DISTT. GUNA ,M.P. Branch IFSC Code
PUNB 0497300
Punjab National Bank RAGHOGARH, DISTT. GUNA ,M.P. — DISTT. GUNA, MADHYA PRADESH, MADHYA PRADESH
MICR: 473024509
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- RAGHOGARH, DISTT. GUNA ,M.P.
- IFSC Code
- PUNB0497300
- MICR Code
- 473024509
- City
- DISTT. GUNA, MADHYA PRADESH
- District
- RAGHOGARH
- State
- MADHYA PRADESH
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0497300 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0497300.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0497300.
IFSC Code Structure
P
U
N
B
0
4
9
7
3
0
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 497300 — Branch code (RAGHOGARH, DISTT. GUNA ,M.P.)
Frequently Asked Questions
Is PUNB0497300 valid for online transfer?
Yes, PUNB0497300 is a valid IFSC code for Punjab National Bank RAGHOGARH, DISTT. GUNA ,M.P. branch in DISTT. GUNA, MADHYA PRADESH, MADHYA PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0497300 belong to?
PUNB0497300 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank RAGHOGARH, DISTT. GUNA ,M.P. is 473024509. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0497300?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.