Punjab National Bank KARNAL SECTOR- Branch IFSC Code

PUNB 0497400
Punjab National Bank Logo Punjab National Bank
KARNAL SECTOR- — KARNAL, HARYANA
MICR: 132024112 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab National Bank
Branch
KARNAL SECTOR-
IFSC Code
PUNB0497400
MICR Code
132024112
Address
SCO 60,SECTOR-6 MARKET,
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City
KARNAL
District
KARNAL
State
HARYANA

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0497400 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0497400.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0497400.

IFSC Code Structure

P
U
N
B
0
4
9
7
4
0
0
  • PUNB — Bank code (Punjab National Bank)
  • 0 — Reserved (always 0)
  • 497400 — Branch code (KARNAL SECTOR-)

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Frequently Asked Questions

Is PUNB0497400 valid for online transfer?
Yes, PUNB0497400 is a valid IFSC code for Punjab National Bank KARNAL SECTOR- branch in KARNAL, HARYANA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0497400 belong to?
PUNB0497400 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank KARNAL SECTOR- is 132024112. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0497400?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.