Punjab National Bank SPL HIGH VALUE BRANCH,LUDHIANA Branch IFSC Code

PUNB 0499700
Punjab National Bank Logo Punjab National Bank
SPL HIGH VALUE BRANCH,LUDHIANA — LUDHIANA, PUNJAB
MICR: 141024046 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab National Bank
Branch
SPL HIGH VALUE BRANCH,LUDHIANA
IFSC Code
PUNB0499700
MICR Code
141024046
Address
FEROZPUR ROAD
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City
LUDHIANA
District
LUDHIANA
State
PUNJAB

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0499700 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0499700.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0499700.

IFSC Code Structure

P
U
N
B
0
4
9
9
7
0
0
  • PUNB — Bank code (Punjab National Bank)
  • 0 — Reserved (always 0)
  • 499700 — Branch code (SPL HIGH VALUE BRANCH,LUDHIANA)

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Frequently Asked Questions

Is PUNB0499700 valid for online transfer?
Yes, PUNB0499700 is a valid IFSC code for Punjab National Bank SPL HIGH VALUE BRANCH,LUDHIANA branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0499700 belong to?
PUNB0499700 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank SPL HIGH VALUE BRANCH,LUDHIANA is 141024046. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0499700?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.