Punjab National Bank JOYA, DISTT. J.P. NAGAR ,UP Branch IFSC Code

PUNB 0651100

Punjab National Bank

JOYA, DISTT. J.P. NAGAR ,UP — JOYA, DISTT. J.P.NAGAR (UP), UTTAR PRADESH

MICR: 244024552 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank: Punjab National Bank
Branch: JOYA, DISTT. J.P. NAGAR ,UP
IFSC Code: PUNB0651100
MICR Code: 244024552
Address: JOYA, DISTT. J.P. NAGAR (UP)
City: JOYA, DISTT. J.P.NAGAR (UP)
District: JOYA, DISTT. J.P.NAGAR ,UP
State: UTTAR PRADESH

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0651100 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0651100.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0651100.

IFSC Code Structure

PUNB — Bank code (Punjab National Bank)
0 — Reserved (always 0)
651100 — Branch code (JOYA, DISTT. J.P. NAGAR ,UP)

Frequently Asked Questions

Is PUNB0651100 valid for online transfer?

Yes, PUNB0651100 is a valid IFSC code for Punjab National Bank JOYA, DISTT. J.P. NAGAR ,UP branch in JOYA, DISTT. J.P.NAGAR (UP), UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.

What bank does PUNB0651100 belong to?

PUNB0651100 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.

What is the MICR code for this branch?

The MICR code for Punjab National Bank JOYA, DISTT. J.P. NAGAR ,UP is 244024552. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.

Can I do RTGS using PUNB0651100?

Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.