Punjab National Bank GANDAI Branch IFSC Code
PUNB 0739000
Punjab National Bank GANDAI — KAWARDHA RD, GANDAI,RAJNANDGAON, CHANDIGARH
MICR: 491024510
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- GANDAI
- IFSC Code
- PUNB0739000
- MICR Code
- 491024510
- City
- KAWARDHA RD, GANDAI,RAJNANDGAON
- District
- GANDAI ,RAIPUR
- State
- CHANDIGARH
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0739000 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0739000.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0739000.
IFSC Code Structure
P
U
N
B
0
7
3
9
0
0
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 739000 — Branch code (GANDAI)
Frequently Asked Questions
Is PUNB0739000 valid for online transfer?
Yes, PUNB0739000 is a valid IFSC code for Punjab National Bank GANDAI branch in KAWARDHA RD, GANDAI,RAJNANDGAON, CHANDIGARH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0739000 belong to?
PUNB0739000 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank GANDAI is 491024510. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0739000?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.