Punjab National Bank VAIKOM, KERALA Branch IFSC Code
PUNB 0749800
Punjab National Bank VAIKOM, KERALA — KOCHUKAVALA RD,VAIKOM,KOTTAYAM, KERALA
MICR: 686024602
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- VAIKOM, KERALA
- IFSC Code
- PUNB0749800
- MICR Code
- 686024602
- City
- KOCHUKAVALA RD,VAIKOM,KOTTAYAM
- District
- VAICOM, KERALA
- State
- KERALA
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0749800 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0749800.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0749800.
IFSC Code Structure
P
U
N
B
0
7
4
9
8
0
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 749800 — Branch code (VAIKOM, KERALA)
Frequently Asked Questions
Is PUNB0749800 valid for online transfer?
Yes, PUNB0749800 is a valid IFSC code for Punjab National Bank VAIKOM, KERALA branch in KOCHUKAVALA RD,VAIKOM,KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0749800 belong to?
PUNB0749800 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank VAIKOM, KERALA is 686024602. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0749800?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.