Punjab National Bank GIDHA Branch IFSC Code

PUNB 0974800
Punjab National Bank Logo Punjab National Bank
GIDHA — BHOJPUR, BIHAR
MICR: 802024111 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab National Bank
Branch
GIDHA
IFSC Code
PUNB0974800
MICR Code
802024111
Address
VILL AND POST GIDHA DIST BHOJPUR BIHAR 802314
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City
BHOJPUR
District
BHOJPUR
State
BIHAR
Contact
+919999999999

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0974800 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0974800.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0974800.

IFSC Code Structure

P
U
N
B
0
9
7
4
8
0
0
  • PUNB — Bank code (Punjab National Bank)
  • 0 — Reserved (always 0)
  • 974800 — Branch code (GIDHA)

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Frequently Asked Questions

Is PUNB0974800 valid for online transfer?
Yes, PUNB0974800 is a valid IFSC code for Punjab National Bank GIDHA branch in BHOJPUR, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0974800 belong to?
PUNB0974800 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank GIDHA is 802024111. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0974800?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.