Punjab National Bank KARGIL LADAAKH Branch IFSC Code

PUNB 0974900
Punjab National Bank Logo Punjab National Bank
KARGIL LADAAKH — KARGIL, JAMMU AND KASHMIR
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab National Bank
Branch
KARGIL LADAAKH
IFSC Code
PUNB0974900
Address
PNB KARGIL NEAR JOHN PALACE MAIN BAZAR KARGIL J & K JK KARGI 194103
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City
KARGIL
District
KARGIL
State
JAMMU AND KASHMIR
Contact
+919469258854

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0974900 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0974900.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0974900.

IFSC Code Structure

P
U
N
B
0
9
7
4
9
0
0
  • PUNB — Bank code (Punjab National Bank)
  • 0 — Reserved (always 0)
  • 974900 — Branch code (KARGIL LADAAKH)

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Frequently Asked Questions

Is PUNB0974900 valid for online transfer?
Yes, PUNB0974900 is a valid IFSC code for Punjab National Bank KARGIL LADAAKH branch in KARGIL, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0974900 belong to?
PUNB0974900 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
Can I do RTGS using PUNB0974900?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.