Punjab National Bank GHAGWAL Branch IFSC Code
PUNB 0981200
Punjab National Bank GHAGWAL — JAMMU, JAMMU AND KASHMIR
MICR: 180024044
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- GHAGWAL
- IFSC Code
- PUNB0981200
- MICR Code
- 180024044
- City
- JAMMU
- District
- SAMBA
- State
- JAMMU AND KASHMIR
- Contact
- +919419535492
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0981200 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0981200.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0981200.
IFSC Code Structure
P
U
N
B
0
9
8
1
2
0
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 981200 — Branch code (GHAGWAL)
Nearby Punjab National Bank Branches in JAMMU
GHO MANHASSAN
PUNB0000630
GHO MANHASSAN DISTT JAMMU
RTGS ✓ NEFT ✓ IMPS ✓
PHALLAIN MANDAL
PUNB0000730
PHALLIAN MANDAL
RTGS ✓ NEFT ✓ IMPS ✓
JAMMU-RAGHUNATH BAZAR
PUNB0009910
OLD DRY FRUIT MARKET RAGHUNATH BAZAR, 180001
MICR: 180024048 RTGS ✓ NEFT ✓ IMPS ✓
JAMMU TAWI SHALIMAR ROAD, DIST
PUNB0022300
SHALIMAR ROAD
MICR: 180024009 RTGS ✓ NEFT ✓ IMPS ✓
JAMMU, JAIN BAZAR
PUNB0024000
JAIN BAZAR, JAMMU
MICR: 180024011 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is PUNB0981200 valid for online transfer?
Yes, PUNB0981200 is a valid IFSC code for Punjab National Bank GHAGWAL branch in JAMMU, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0981200 belong to?
PUNB0981200 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank GHAGWAL is 180024044. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0981200?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.