Punjab National Bank SARASWATI NAGAR Branch IFSC Code

PUNB 0982900
Punjab National Bank Logo Punjab National Bank
SARASWATI NAGAR — SIMLA, HIMACHAL PRADESH
MICR: 171024041 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab National Bank
Branch
SARASWATI NAGAR
IFSC Code
PUNB0982900
MICR Code
171024041
Address
VILL SARASWATI NAGAR,POST OFFICE HATKOTI TEH JUBBAL DIST SHIMLA HATKO HIMACHAL PRADESH 171206
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City
SIMLA
District
JUBBAL
State
HIMACHAL PRADESH
Contact
+917697323419

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0982900 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0982900.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0982900.

IFSC Code Structure

P
U
N
B
0
9
8
2
9
0
0
  • PUNB — Bank code (Punjab National Bank)
  • 0 — Reserved (always 0)
  • 982900 — Branch code (SARASWATI NAGAR)

Nearby Punjab National Bank Branches in SIMLA

CHIRGAON

PUNB0596200

MAIN BAZAR , CHIRGAON DIST SHIMLA ROHRU HIMACHAL PRADESH 171208

MICR: 171024042 RTGS ✓ NEFT ✓ IMPS ✓

MUL MATIANA

PUNB0596300

VP MUL MATIANA DIST SHIMLA HIMACHAL PRADESH 171212

MICR: 171024043 RTGS ✓ NEFT ✓ IMPS ✓

BERAL

PUNB0869400

VILLAGE BERAL POST JHARAG TEHSIL ROHRU DISTT SHIMLA HIMACHAL PRADESH HP ROHRU 171206

MICR: 171024044 RTGS ✓ NEFT ✓ IMPS ✓

DEVIDHAR

PUNB0869800

VILLAGE AND POST DEVIDHAR TEHSIL CHIRGAON DISTT SHIMLA HIMACCHAL PRADESH HP ROHRU 171214

MICR: 171024045 RTGS ✓ NEFT ✓ IMPS ✓

GUMMA KOTKHAI DISTT SHIMLA

PUNB0871300

VPO GUMMA KOTKHAI DISTT SHIMLA HIMACAHL PRADESH KOTKHAI 171210

MICR: 171024046 RTGS ✓ NEFT ✓ IMPS ✓
View all Punjab National Bank branches in SIMLA →

Frequently Asked Questions

Is PUNB0982900 valid for online transfer?
Yes, PUNB0982900 is a valid IFSC code for Punjab National Bank SARASWATI NAGAR branch in SIMLA, HIMACHAL PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0982900 belong to?
PUNB0982900 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank SARASWATI NAGAR is 171024041. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0982900?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.