Punjab National Bank KHAGAUL PATNA Branch IFSC Code

PUNB 0997200
Punjab National Bank Logo Punjab National Bank
KHAGAUL PATNA — PATNA, BIHAR
MICR: 800024034 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab National Bank
Branch
KHAGAUL PATNA
IFSC Code
PUNB0997200
MICR Code
800024034
Address
GARIKHANA CANTT ROAD NR DRM OFFICE BIHAR PATNA 801105
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City
PATNA
District
PATNA
State
BIHAR
Contact
+919470262560

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0997200 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0997200.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0997200.

IFSC Code Structure

P
U
N
B
0
9
9
7
2
0
0
  • PUNB — Bank code (Punjab National Bank)
  • 0 — Reserved (always 0)
  • 997200 — Branch code (KHAGAUL PATNA)

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Frequently Asked Questions

Is PUNB0997200 valid for online transfer?
Yes, PUNB0997200 is a valid IFSC code for Punjab National Bank KHAGAUL PATNA branch in PATNA, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0997200 belong to?
PUNB0997200 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank KHAGAUL PATNA is 800024034. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0997200?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.