State Bank of India GARHWA Branch IFSC Code

SBIN 0001031
State Bank of India Logo State Bank of India
GARHWA — GARHWA, JHARKHAND
MICR: 822002102 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
State Bank of India
Branch
GARHWA
IFSC Code
SBIN0001031
MICR Code
822002102
Address
DIST GARHWA, JHARKHAND 822114
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City
GARHWA
District
GARHWA
State
JHARKHAND

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0001031 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0001031.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0001031.

IFSC Code Structure

S
B
I
N
0
0
0
1
0
3
1
  • SBIN — Bank code (State Bank of India)
  • 0 — Reserved (always 0)
  • 001031 — Branch code (GARHWA)

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Frequently Asked Questions

Is SBIN0001031 valid for online transfer?
Yes, SBIN0001031 is a valid IFSC code for State Bank of India GARHWA branch in GARHWA, JHARKHAND. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0001031 belong to?
SBIN0001031 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India GARHWA is 822002102. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0001031?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.