State Bank of India BANSPHATAK Branch IFSC Code

SBIN 0001239
State Bank of India Logo State Bank of India
BANSPHATAK — VARANASI, UTTAR PRADESH
MICR: 221002005 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
State Bank of India
Branch
BANSPHATAK
IFSC Code
SBIN0001239
MICR Code
221002005
Address
BANSPHATAK,DIST.VARANASI,STATE.UTTAR.PRADESH,PIN.221001.
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City
VARANASI
District
BANSPHATAK
State
UTTAR PRADESH

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0001239 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0001239.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0001239.

IFSC Code Structure

S
B
I
N
0
0
0
1
2
3
9
  • SBIN — Bank code (State Bank of India)
  • 0 — Reserved (always 0)
  • 001239 — Branch code (BANSPHATAK)

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Frequently Asked Questions

Is SBIN0001239 valid for online transfer?
Yes, SBIN0001239 is a valid IFSC code for State Bank of India BANSPHATAK branch in VARANASI, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0001239 belong to?
SBIN0001239 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India BANSPHATAK is 221002005. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0001239?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.