State Bank of India PHAGWARA Branch IFSC Code
SBIN 0001431
State Bank of India PHAGWARA — KAPURTHALA, PUNJAB
MICR: 144002202
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- State Bank of India
- Branch
- PHAGWARA
- IFSC Code
- SBIN0001431
- MICR Code
- 144002202
- City
- KAPURTHALA
- District
- PHAGWARA
- State
- PUNJAB
- SWIFT Code
- SBININBB286
How to Use This IFSC Code
NEFT Transfer
Use IFSC code SBIN0001431 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0001431.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0001431.
IFSC Code Structure
S
B
I
N
0
0
0
1
4
3
1
- SBIN — Bank code (State Bank of India)
- 0 — Reserved (always 0)
- 001431 — Branch code (PHAGWARA)
Nearby State Bank of India Branches in KAPURTHALA
KAPURTHALA
SBIN0001795
KAPURTHALA,PUNJAB
MICR: 144002061 RTGS ✓ NEFT ✓ IMPS ✓
KHAJURLA
SBIN0002389
DISTKAPURTHALA PUNJAB 144024
MICR: 144002131 RTGS ✓ NEFT ✓ IMPS ✓
PBB KAPURTHALA
SBIN0004133
AMAN NAGARDIST KAPURTHALA, PUNJAB 144601
MICR: 144002470 RTGS ✓ NEFT ✓ IMPS ✓
NRI PHAGWARA
SBIN0004240
17 BY A,MODEL TOWN, G.T.ROAD,PHAGWARA,DIST KAPURTHALA, PUNJAB 144401
MICR: 144002099 RTGS ✓ NEFT ✓ IMPS ✓
BEGOWAL
SBIN0011962
C BY O SANT MOTORS COLLEGE ROAD,BEGOWAL DISTT KAPURTHALA,DISTKAPURTHALA 144621
MICR: 144002987 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is SBIN0001431 valid for online transfer?
Yes, SBIN0001431 is a valid IFSC code for State Bank of India PHAGWARA branch in KAPURTHALA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0001431 belong to?
SBIN0001431 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India PHAGWARA is 144002202. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0001431?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.