State Bank of India ADB USGAON Branch IFSC Code
SBIN 0001978
State Bank of India ADB USGAON — NORTH GOA, GOA
MICR: 403002032
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- State Bank of India
- Branch
- ADB USGAON
- IFSC Code
- SBIN0001978
- MICR Code
- 403002032
- City
- NORTH GOA
- District
- USGAON
- State
- GOA
How to Use This IFSC Code
NEFT Transfer
Use IFSC code SBIN0001978 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0001978.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0001978.
IFSC Code Structure
S
B
I
N
0
0
0
1
9
7
8
- SBIN — Bank code (State Bank of India)
- 0 — Reserved (always 0)
- 001978 — Branch code (ADB USGAON)
Nearby State Bank of India Branches in NORTH GOA
BICHOLIM, GOA
SBIN0000289
CHURCH SQUAREBICHOLIM,GOA 403504
MICR: 403002012 RTGS ✓ NEFT ✓ IMPS ✓
PANAJI
SBIN0000509
OPP. HOTEL MANDOVI, D. B. MARG, PANAJI- GOA, 403 001
MICR: 403002005 RTGS ✓ NEFT ✓ IMPS ✓
MAPUCA
SBIN0000513
VAISHYA BHAWAN, NR. MUNI. MKT., MAPUSA GOA, PIN-403507
MICR: 403002041 RTGS ✓ NEFT ✓ IMPS ✓
PONDA
SBIN0000557
PONDA, GRACIAS BLDG, MARGAO RD, GOA - 403401
MICR: 403002025 RTGS ✓ NEFT ✓ IMPS ✓
CALANGUTE
SBIN0002145
BARDEZ NORTH GOA GOA
MICR: 403002038 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is SBIN0001978 valid for online transfer?
Yes, SBIN0001978 is a valid IFSC code for State Bank of India ADB USGAON branch in NORTH GOA, GOA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0001978 belong to?
SBIN0001978 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India ADB USGAON is 403002032. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0001978?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.