State Bank of India SURGANI Branch IFSC Code

SBIN 0002492
State Bank of India Logo State Bank of India
SURGANI — CHAMBA, HIMACHAL PRADESH
MICR: 176002341 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
State Bank of India
Branch
SURGANI
IFSC Code
SBIN0002492
MICR Code
176002341
Address
DIST CHAMBA, HP 176317
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City
CHAMBA
District
CHAMBA
State
HIMACHAL PRADESH

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0002492 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0002492.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0002492.

IFSC Code Structure

S
B
I
N
0
0
0
2
4
9
2
  • SBIN — Bank code (State Bank of India)
  • 0 — Reserved (always 0)
  • 002492 — Branch code (SURGANI)

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Frequently Asked Questions

Is SBIN0002492 valid for online transfer?
Yes, SBIN0002492 is a valid IFSC code for State Bank of India SURGANI branch in CHAMBA, HIMACHAL PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0002492 belong to?
SBIN0002492 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India SURGANI is 176002341. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0002492?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.