State Bank of India PAYAKARAOPETA Branch IFSC Code

SBIN 0002778
State Bank of India Logo State Bank of India
PAYAKARAOPETA — VISHAKAPATNAM, ANDHRA PRADESH
MICR: 530002204 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
State Bank of India
Branch
PAYAKARAOPETA
IFSC Code
SBIN0002778
MICR Code
530002204
Address
DIST VISAKHAPATNAM, A P 531126
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City
VISHAKAPATNAM
District
PAYAKARAOPET
State
ANDHRA PRADESH

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0002778 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0002778.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0002778.

IFSC Code Structure

S
B
I
N
0
0
0
2
7
7
8
  • SBIN — Bank code (State Bank of India)
  • 0 — Reserved (always 0)
  • 002778 — Branch code (PAYAKARAOPETA)

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Frequently Asked Questions

Is SBIN0002778 valid for online transfer?
Yes, SBIN0002778 is a valid IFSC code for State Bank of India PAYAKARAOPETA branch in VISHAKAPATNAM, ANDHRA PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0002778 belong to?
SBIN0002778 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India PAYAKARAOPETA is 530002204. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0002778?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.