State Bank of India KHARSIA Branch IFSC Code

SBIN 0002864
State Bank of India Logo State Bank of India
KHARSIA — RAIGARH, CHHATTISGARH
MICR: 496002529 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
State Bank of India
Branch
KHARSIA
IFSC Code
SBIN0002864
MICR Code
496002529
Address
PB N0.1 DABHRA ROAD, DISTT. RAIGARH, CHHATTISGARH 496 661
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City
RAIGARH
District
KHARSIA
State
CHHATTISGARH

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0002864 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0002864.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0002864.

IFSC Code Structure

S
B
I
N
0
0
0
2
8
6
4
  • SBIN — Bank code (State Bank of India)
  • 0 — Reserved (always 0)
  • 002864 — Branch code (KHARSIA)

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Frequently Asked Questions

Is SBIN0002864 valid for online transfer?
Yes, SBIN0002864 is a valid IFSC code for State Bank of India KHARSIA branch in RAIGARH, CHHATTISGARH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0002864 belong to?
SBIN0002864 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India KHARSIA is 496002529. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0002864?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.