State Bank of India JYOTIPURAM Branch IFSC Code

SBIN 0003704
State Bank of India Logo State Bank of India
JYOTIPURAM — UDHAMPUR, JAMMU AND KASHMIR
MICR: 182002441 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
State Bank of India
Branch
JYOTIPURAM
IFSC Code
SBIN0003704
MICR Code
182002441
Address
UDHAMPUR STATE JAMMU AND KASHMIR PIN 182203
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City
UDHAMPUR
District
UDHAMPUR
State
JAMMU AND KASHMIR

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0003704 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0003704.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0003704.

IFSC Code Structure

S
B
I
N
0
0
0
3
7
0
4
  • SBIN — Bank code (State Bank of India)
  • 0 — Reserved (always 0)
  • 003704 — Branch code (JYOTIPURAM)

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Frequently Asked Questions

Is SBIN0003704 valid for online transfer?
Yes, SBIN0003704 is a valid IFSC code for State Bank of India JYOTIPURAM branch in UDHAMPUR, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0003704 belong to?
SBIN0003704 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India JYOTIPURAM is 182002441. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0003704?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.