State Bank of India JOGIAL Branch IFSC Code

SBIN 0003930
State Bank of India Logo State Bank of India
JOGIAL — GURDASPUR, PUNJAB
MICR: 145002029 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
State Bank of India
Branch
JOGIAL
IFSC Code
SBIN0003930
MICR Code
145002029
Address
DIST GURDASPUR, PUNJAB 145029
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City
GURDASPUR
District
GURDASPUR
State
PUNJAB

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0003930 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0003930.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0003930.

IFSC Code Structure

S
B
I
N
0
0
0
3
9
3
0
  • SBIN — Bank code (State Bank of India)
  • 0 — Reserved (always 0)
  • 003930 — Branch code (JOGIAL)

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Frequently Asked Questions

Is SBIN0003930 valid for online transfer?
Yes, SBIN0003930 is a valid IFSC code for State Bank of India JOGIAL branch in GURDASPUR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0003930 belong to?
SBIN0003930 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India JOGIAL is 145002029. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0003930?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.