State Bank of India POUNI Branch IFSC Code
SBIN 0003965
State Bank of India POUNI — UDHAMPUR, JAMMU AND KASHMIR
MICR: 185002061
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- State Bank of India
- Branch
- POUNI
- IFSC Code
- SBIN0003965
- MICR Code
- 185002061
- City
- UDHAMPUR
- District
- REASI
- State
- JAMMU AND KASHMIR
How to Use This IFSC Code
NEFT Transfer
Use IFSC code SBIN0003965 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0003965.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0003965.
IFSC Code Structure
S
B
I
N
0
0
0
3
9
6
5
- SBIN — Bank code (State Bank of India)
- 0 — Reserved (always 0)
- 003965 — Branch code (POUNI)
Nearby State Bank of India Branches in UDHAMPUR
UDHAMPUR
SBIN0001186
DHAR RD., UDHAMPUR, J AND K
MICR: 182002104 RTGS ✓ NEFT ✓ IMPS ✓
GARHI
SBIN0002346
DISTUDHAMPUR JAMMU AND KASHMIR 182101
MICR: 182002121 RTGS ✓ NEFT ✓ IMPS ✓
RAMNAGAR
SBIN0002457
DISTUDHAMPUR JAMMU AND KASHMIR 182122
MICR: 182002141 RTGS ✓ NEFT ✓ IMPS ✓
CHINAR COMPOUND UDHAMPUR
SBIN0003318
DISTUDHAMPUR JAMMU AND KASHMIR 181212
MICR: 182002105 RTGS ✓ NEFT ✓ IMPS ✓
AIR FORCE STATION UDHAMPUR
SBIN0003658
DIST UDHAMPUR, JAMMU AND KASHMIR 182101
MICR: 182002106 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is SBIN0003965 valid for online transfer?
Yes, SBIN0003965 is a valid IFSC code for State Bank of India POUNI branch in UDHAMPUR, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0003965 belong to?
SBIN0003965 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India POUNI is 185002061. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0003965?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.