State Bank of India OAD, LHO, KOLKATA Branch IFSC Code
SBIN 0003970
State Bank of India OAD, LHO, KOLKATA — KOLKATA, WEST BENGAL
MICR: 700002899
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- State Bank of India
- Branch
- OAD, LHO, KOLKATA
- IFSC Code
- SBIN0003970
- MICR Code
- 700002899
- City
- KOLKATA
- District
- KOLKATA
- State
- WEST BENGAL
How to Use This IFSC Code
NEFT Transfer
Use IFSC code SBIN0003970 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0003970.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0003970.
IFSC Code Structure
S
B
I
N
0
0
0
3
9
7
0
- SBIN — Bank code (State Bank of India)
- 0 — Reserved (always 0)
- 003970 — Branch code (OAD, LHO, KOLKATA)
Nearby State Bank of India Branches in KOLKATA
KOLKATA MAIN
SBIN0000001
SAMRIDDHI BHAWAN, 1 STRAND ROAD, KOLKATA 700 001
MICR: 700002021 RTGS ✓ NEFT ✓ IMPS ✓
ALIPORE
SBIN0000004
24 BY 1 BY 1 ALIPORE ROADT KOLKATA W BENGAL 700027
MICR: 700002002 RTGS ✓ NEFT ✓ IMPS ✓
BALLYGUNGE
SBIN0000018
CALCUTTA,
MICR: 700002010 RTGS ✓ NEFT ✓ IMPS ✓
BARASAT
SBIN0000024
12 BY 28 KNC ROAD, BARASAT, 24 PARGANAS, WEST BENGAL 700124
MICR: 700002184 RTGS ✓ NEFT ✓ IMPS ✓
BHOWANIPORE
SBIN0000040
6 BY 1, RAMESH MITRA ROAD, DISTT. KOLKATA, WEST BENGAL 700025
MICR: 700002016 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is SBIN0003970 valid for online transfer?
Yes, SBIN0003970 is a valid IFSC code for State Bank of India OAD, LHO, KOLKATA branch in KOLKATA, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0003970 belong to?
SBIN0003970 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India OAD, LHO, KOLKATA is 700002899. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0003970?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.