State Bank of India LHO, CHENNAI Branch IFSC Code

SBIN 0003972
State Bank of India Logo State Bank of India
LHO, CHENNAI — CHENNAI, TAMIL NADU
MICR: 600002000 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
State Bank of India
Branch
LHO, CHENNAI
IFSC Code
SBIN0003972
MICR Code
600002000
Address
CIRCLETOPHOUSEAPARNACOMPLEX16COLLEGELANECHENNAI
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City
CHENNAI
District
CHENNAI
State
TAMIL NADU

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0003972 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0003972.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0003972.

IFSC Code Structure

S
B
I
N
0
0
0
3
9
7
2
  • SBIN — Bank code (State Bank of India)
  • 0 — Reserved (always 0)
  • 003972 — Branch code (LHO, CHENNAI)

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Frequently Asked Questions

Is SBIN0003972 valid for online transfer?
Yes, SBIN0003972 is a valid IFSC code for State Bank of India LHO, CHENNAI branch in CHENNAI, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0003972 belong to?
SBIN0003972 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India LHO, CHENNAI is 600002000. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0003972?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.