State Bank of India ADB HANDWARA Branch IFSC Code
SBIN 0003996
State Bank of India ADB HANDWARA — KUPWARA, JAMMU AND KASHMIR
MICR: 193002221
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- State Bank of India
- Branch
- ADB HANDWARA
- IFSC Code
- SBIN0003996
- MICR Code
- 193002221
- City
- KUPWARA
- District
- KUPWARA
- State
- JAMMU AND KASHMIR
How to Use This IFSC Code
NEFT Transfer
Use IFSC code SBIN0003996 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0003996.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0003996.
IFSC Code Structure
S
B
I
N
0
0
0
3
9
9
6
- SBIN — Bank code (State Bank of India)
- 0 — Reserved (always 0)
- 003996 — Branch code (ADB HANDWARA)
Nearby State Bank of India Branches in KUPWARA
KARNAH
SBIN0001391
DISTKUPWARA, JAMMU NAD KASHMIR 193225
MICR: 193002261 RTGS ✓ NEFT ✓ IMPS ✓
TREHGAM
SBIN0004592
DIST KUPWARA,JAMMU AND AKSHMIR
MICR: 193002281 RTGS ✓ NEFT ✓ IMPS ✓
KUPWARA
SBIN0006660
KUPWARA JAMMU AND KASHMIR 193222
MICR: 193002241 RTGS ✓ NEFT ✓ IMPS ✓
SOGAM
SBIN0017073
SOGAM,NEAR JAMIA MASJID SOGAM,KUPWARA.JAMMU AND KASHMIR 193223
MICR: 193002203 RTGS ✓ NEFT ✓ IMPS ✓
ZANGLI CANTT
SBIN0064423
STATE BANK OF INDIA,ZANGLI CANTT,DIST.-KUPWARA,UT - JAMMU& KASHMIR 193222
RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is SBIN0003996 valid for online transfer?
Yes, SBIN0003996 is a valid IFSC code for State Bank of India ADB HANDWARA branch in KUPWARA, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0003996 belong to?
SBIN0003996 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India ADB HANDWARA is 193002221. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0003996?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.