State Bank of India POYNAD Branch IFSC Code

SBIN 0004931
State Bank of India Logo State Bank of India
POYNAD — RAIGAD, MAHARASHTRA
MICR: 402002920 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
State Bank of India
Branch
POYNAD
IFSC Code
SBIN0004931
MICR Code
402002920
Address
DIST RAIGAD, MAHARASHTRA 402107
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City
RAIGAD
District
ALIBAG
State
MAHARASHTRA

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0004931 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0004931.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0004931.

IFSC Code Structure

S
B
I
N
0
0
0
4
9
3
1
  • SBIN — Bank code (State Bank of India)
  • 0 — Reserved (always 0)
  • 004931 — Branch code (POYNAD)

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Frequently Asked Questions

Is SBIN0004931 valid for online transfer?
Yes, SBIN0004931 is a valid IFSC code for State Bank of India POYNAD branch in RAIGAD, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0004931 belong to?
SBIN0004931 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India POYNAD is 402002920. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0004931?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.