State Bank of India SMECCC, SURAT Branch IFSC Code
SBIN 0005020
SMECCC, SURAT — SURAT, GUJARAT
RTGS: ✗
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- State Bank of India
- Branch
- SMECCC, SURAT
- IFSC Code
- SBIN0005020
- City
- SURAT
- District
- SECC SURAT
- State
- GUJARAT
- Contact
- +912612465628
How to Use This IFSC Code
NEFT Transfer
Use IFSC code SBIN0005020 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Not Available
This branch does not support RTGS. Use NEFT or IMPS for transfer. For high-value payments, choose a nearby State Bank of India branch with RTGS enabled.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0005020.
IFSC Code Structure
S
B
I
N
0
0
0
5
0
2
0
- SBIN — Bank code (State Bank of India)
- 0 — Reserved (always 0)
- 005020 — Branch code (SMECCC, SURAT)
Nearby State Bank of India Branches in SURAT
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MICR: 394002012 RTGS ✓ NEFT ✓ IMPS ✓
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MICR: 395002002 RTGS ✓ NEFT ✓ IMPS ✓
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VALOD
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MICR: 394002034 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is SBIN0005020 valid for online transfer?
Yes, SBIN0005020 is a valid IFSC code for State Bank of India SMECCC, SURAT branch in SURAT, GUJARAT. You can use this code for NEFT, and IMPS transfers.
What bank does SBIN0005020 belong to?
SBIN0005020 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
Why can't I use SBIN0005020 for RTGS?
This branch does not support RTGS transfers. You can use NEFT or IMPS for fund transfers instead. RTGS is typically available at larger branches.