State Bank of India SME CITY CREDIT CENTRE Branch IFSC Code
SBIN 0005023
State Bank of India SME CITY CREDIT CENTRE — LUDHIANA, PUNJAB
RTGS: ✗
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- State Bank of India
- Branch
- SME CITY CREDIT CENTRE
- IFSC Code
- SBIN0005023
- City
- LUDHIANA
- District
- LUDHIANA
- State
- PUNJAB
How to Use This IFSC Code
NEFT Transfer
Use IFSC code SBIN0005023 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Not Available
This branch does not support RTGS. Use NEFT or IMPS for transfer. For high-value payments, choose a nearby State Bank of India branch with RTGS enabled.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0005023.
IFSC Code Structure
S
B
I
N
0
0
0
5
0
2
3
- SBIN — Bank code (State Bank of India)
- 0 — Reserved (always 0)
- 005023 — Branch code (SME CITY CREDIT CENTRE)
Nearby State Bank of India Branches in LUDHIANA
JAGRAON
SBIN0000655
NR. KAMAL CHOWK, JAGRAON - 144226
MICR: 142002052 RTGS ✓ NEFT ✓ IMPS ✓
LUDHIANA MAIN
SBIN0000674
CIVIL LINES, LUDHIANA
MICR: 141002002 RTGS ✓ NEFT ✓ IMPS ✓
RNW MILLERGANJ
SBIN0000731
POST.BAG.NO.30,P.O.INDUSTRIAL.ESTATE,LUDHIANA
MICR: 141002003 RTGS ✓ NEFT ✓ IMPS ✓
KESAR GANJ, LUDHIANA
SBIN0001150
KESARGANJ LUDHIANA DIST LUDHIANA, PUNJAB 141008
MICR: 141002013 RTGS ✓ NEFT ✓ IMPS ✓
CHAURA BAZAR, LUDHIANA
SBIN0001289
LUDHIANA DIST LUDHIANA, PUNJAB 141008
MICR: 141002006 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is SBIN0005023 valid for online transfer?
Yes, SBIN0005023 is a valid IFSC code for State Bank of India SME CITY CREDIT CENTRE branch in LUDHIANA, PUNJAB. You can use this code for NEFT, and IMPS transfers.
What bank does SBIN0005023 belong to?
SBIN0005023 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
Why can't I use SBIN0005023 for RTGS?
This branch does not support RTGS transfers. You can use NEFT or IMPS for fund transfers instead. RTGS is typically available at larger branches.