State Bank of India RACPC, LUDHIANA Branch IFSC Code

SBIN 0005296
State Bank of India Logo State Bank of India
RACPC, LUDHIANA — LUDHIANA, PUNJAB
MICR: 141002034 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
State Bank of India
Branch
RACPC, LUDHIANA
IFSC Code
SBIN0005296
MICR Code
141002034
Address
DIST LUDHIANA
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City
LUDHIANA
District
RACPC LUDHIANA
State
PUNJAB

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0005296 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0005296.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0005296.

IFSC Code Structure

S
B
I
N
0
0
0
5
2
9
6
  • SBIN — Bank code (State Bank of India)
  • 0 — Reserved (always 0)
  • 005296 — Branch code (RACPC, LUDHIANA)

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Frequently Asked Questions

Is SBIN0005296 valid for online transfer?
Yes, SBIN0005296 is a valid IFSC code for State Bank of India RACPC, LUDHIANA branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0005296 belong to?
SBIN0005296 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India RACPC, LUDHIANA is 141002034. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0005296?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.