State Bank of India KALUCHAK Branch IFSC Code

SBIN 0006981
State Bank of India Logo State Bank of India
KALUCHAK — JAMMU, JAMMU AND KASHMIR
MICR: 180002012 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
State Bank of India
Branch
KALUCHAK
IFSC Code
SBIN0006981
MICR Code
180002012
Address
JAMMU,JAMMU KASHMIR,PIN 180010
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City
JAMMU
District
JAMMU
State
JAMMU AND KASHMIR

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0006981 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0006981.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0006981.

IFSC Code Structure

S
B
I
N
0
0
0
6
9
8
1
  • SBIN — Bank code (State Bank of India)
  • 0 — Reserved (always 0)
  • 006981 — Branch code (KALUCHAK)

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Frequently Asked Questions

Is SBIN0006981 valid for online transfer?
Yes, SBIN0006981 is a valid IFSC code for State Bank of India KALUCHAK branch in JAMMU, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0006981 belong to?
SBIN0006981 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India KALUCHAK is 180002012. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0006981?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.