State Bank of India JOYA Branch IFSC Code

SBIN 0007413
State Bank of India Logo State Bank of India
JOYA — JYOTIBA PHOOLE NAGAR, UTTAR PRADESH
MICR: 244002026 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
State Bank of India
Branch
JOYA
IFSC Code
SBIN0007413
MICR Code
244002026
Address
DELHI ROAD, JOYA, T JYOTIBA PHULE NAGAR, U P 244222
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City
JYOTIBA PHOOLE NAGAR
District
JOYA
State
UTTAR PRADESH

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0007413 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0007413.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0007413.

IFSC Code Structure

S
B
I
N
0
0
0
7
4
1
3
  • SBIN — Bank code (State Bank of India)
  • 0 — Reserved (always 0)
  • 007413 — Branch code (JOYA)

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Frequently Asked Questions

Is SBIN0007413 valid for online transfer?
Yes, SBIN0007413 is a valid IFSC code for State Bank of India JOYA branch in JYOTIBA PHOOLE NAGAR, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0007413 belong to?
SBIN0007413 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India JOYA is 244002026. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0007413?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.