State Bank of India GHARAM Branch IFSC Code
SBIN 0007448
GHARAM — PATIALA, PUNJAB
MICR: 141002081
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- State Bank of India
- Branch
- GHARAM
- IFSC Code
- SBIN0007448
- MICR Code
- 141002081
- City
- PATIALA
- District
- GHARAM
- State
- PUNJAB
How to Use This IFSC Code
NEFT Transfer
Use IFSC code SBIN0007448 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0007448.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0007448.
IFSC Code Structure
S
B
I
N
0
0
0
7
4
4
8
- SBIN — Bank code (State Bank of India)
- 0 — Reserved (always 0)
- 007448 — Branch code (GHARAM)
Nearby State Bank of India Branches in PATIALA
NABHA
SBIN0001452
PATIALA DT, PUNJAB, PIN 100
MICR: 147002201 RTGS ✓ NEFT ✓ IMPS ✓
PATIALA
SBIN0001637
CHHOTI BARADARI- 147 001
MICR: 147002002 RTGS ✓ NEFT ✓ IMPS ✓
RAJPURA
SBIN0001712
RAJPURA TOWNSHIP, RAJPURA, PATIALA, PUNJAB
MICR: 140002002 RTGS ✓ NEFT ✓ IMPS ✓
KULARAN
SBIN0003247
DIST PATIALA, PUNJAB 147101
MICR: 147002181 RTGS ✓ NEFT ✓ IMPS ✓
F.P RAJPURA
SBIN0003541
F.PT.DHAKANSU RAJPURA PATIALA PUNJAB
MICR: 140002053 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is SBIN0007448 valid for online transfer?
Yes, SBIN0007448 is a valid IFSC code for State Bank of India GHARAM branch in PATIALA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0007448 belong to?
SBIN0007448 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India GHARAM is 141002081. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0007448?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.