State Bank of India KARAN NAGAR, JAMMU Branch IFSC Code

SBIN 0007970
State Bank of India Logo State Bank of India
KARAN NAGAR, JAMMU — JAMMU, JAMMU AND KASHMIR
MICR: 180002008 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
State Bank of India
Branch
KARAN NAGAR, JAMMU
IFSC Code
SBIN0007970
MICR Code
180002008
Address
JAMMU TAWAI , JAMMU AND KASHMIR ,PIN - 180001
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City
JAMMU
District
JAMMU
State
JAMMU AND KASHMIR

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0007970 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0007970.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0007970.

IFSC Code Structure

S
B
I
N
0
0
0
7
9
7
0
  • SBIN — Bank code (State Bank of India)
  • 0 — Reserved (always 0)
  • 007970 — Branch code (KARAN NAGAR, JAMMU)

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Frequently Asked Questions

Is SBIN0007970 valid for online transfer?
Yes, SBIN0007970 is a valid IFSC code for State Bank of India KARAN NAGAR, JAMMU branch in JAMMU, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0007970 belong to?
SBIN0007970 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India KARAN NAGAR, JAMMU is 180002008. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0007970?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.