State Bank of India GARUI Branch IFSC Code
SBIN 0008705
State Bank of India GARUI — BALANGIR, WEST BENGAL
MICR: 700002231
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- State Bank of India
- Branch
- GARUI
- IFSC Code
- SBIN0008705
- MICR Code
- 700002231
- City
- BALANGIR
- District
- KOLKATA
- State
- WEST BENGAL
How to Use This IFSC Code
NEFT Transfer
Use IFSC code SBIN0008705 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0008705.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0008705.
IFSC Code Structure
S
B
I
N
0
0
0
8
7
0
5
- SBIN — Bank code (State Bank of India)
- 0 — Reserved (always 0)
- 008705 — Branch code (GARUI)
Frequently Asked Questions
Is SBIN0008705 valid for online transfer?
Yes, SBIN0008705 is a valid IFSC code for State Bank of India GARUI branch in BALANGIR, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0008705 belong to?
SBIN0008705 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India GARUI is 700002231. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0008705?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.