State Bank of India SARAYA Branch IFSC Code

SBIN 0009492
State Bank of India Logo State Bank of India
SARAYA — PALAMU, JHARKHAND
MICR: 824002012 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
State Bank of India
Branch
SARAYA
IFSC Code
SBIN0009492
MICR Code
824002012
Address
ATKHAJURIA,PSTANDWA,DISTT PALAMAU,JHARKHAND
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City
PALAMU
District
SARAIA
State
JHARKHAND

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0009492 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0009492.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0009492.

IFSC Code Structure

S
B
I
N
0
0
0
9
4
9
2
  • SBIN — Bank code (State Bank of India)
  • 0 — Reserved (always 0)
  • 009492 — Branch code (SARAYA)

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Frequently Asked Questions

Is SBIN0009492 valid for online transfer?
Yes, SBIN0009492 is a valid IFSC code for State Bank of India SARAYA branch in PALAMU, JHARKHAND. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0009492 belong to?
SBIN0009492 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India SARAYA is 824002012. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0009492?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.