State Bank of India KAROA Branch IFSC Code

SBIN 0009531
State Bank of India Logo State Bank of India
KAROA — KANGRA, HIMACHAL PRADESH
MICR: 177002161 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
State Bank of India
Branch
KAROA
IFSC Code
SBIN0009531
MICR Code
177002161
Address
STATE BANK OF INDIAKAROA
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City
KANGRA
District
KANGRA
State
HIMACHAL PRADESH

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0009531 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0009531.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0009531.

IFSC Code Structure

S
B
I
N
0
0
0
9
5
3
1
  • SBIN — Bank code (State Bank of India)
  • 0 — Reserved (always 0)
  • 009531 — Branch code (KAROA)

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Frequently Asked Questions

Is SBIN0009531 valid for online transfer?
Yes, SBIN0009531 is a valid IFSC code for State Bank of India KAROA branch in KANGRA, HIMACHAL PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0009531 belong to?
SBIN0009531 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India KAROA is 177002161. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0009531?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.