State Bank of India GARDHIWALA Branch IFSC Code

SBIN 0010740
State Bank of India Logo State Bank of India
GARDHIWALA — HOSIARPUR, PUNJAB
MICR: 144002996 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
State Bank of India
Branch
GARDHIWALA
IFSC Code
SBIN0010740
MICR Code
144002996
Address
GARDHIWALA P O,DASUYA ROADDAUSYA TALUK,HOSHIARPUR DISTPUNJAB
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City
HOSIARPUR
District
GARDHIWALA
State
PUNJAB

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0010740 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0010740.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0010740.

IFSC Code Structure

S
B
I
N
0
0
1
0
7
4
0
  • SBIN — Bank code (State Bank of India)
  • 0 — Reserved (always 0)
  • 010740 — Branch code (GARDHIWALA)

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Frequently Asked Questions

Is SBIN0010740 valid for online transfer?
Yes, SBIN0010740 is a valid IFSC code for State Bank of India GARDHIWALA branch in HOSIARPUR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0010740 belong to?
SBIN0010740 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India GARDHIWALA is 144002996. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0010740?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.