State Bank of India PUNA KUMBHARIA, SURAT Branch IFSC Code

SBIN 0011020
State Bank of India Logo State Bank of India
PUNA KUMBHARIA, SURAT — SURAT, GUJARAT
MICR: 395002044 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
State Bank of India
Branch
PUNA KUMBHARIA, SURAT
IFSC Code
SBIN0011020
MICR Code
395002044
Address
DIST SURATSTATE GUJARAT
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City
SURAT
District
SURAT
State
GUJARAT
Contact
+912612856608

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0011020 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0011020.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0011020.

IFSC Code Structure

S
B
I
N
0
0
1
1
0
2
0
  • SBIN — Bank code (State Bank of India)
  • 0 — Reserved (always 0)
  • 011020 — Branch code (PUNA KUMBHARIA, SURAT)

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Frequently Asked Questions

Is SBIN0011020 valid for online transfer?
Yes, SBIN0011020 is a valid IFSC code for State Bank of India PUNA KUMBHARIA, SURAT branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0011020 belong to?
SBIN0011020 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India PUNA KUMBHARIA, SURAT is 395002044. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0011020?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.