State Bank of India PUNA KUMBHARIA, SURAT Branch IFSC Code
SBIN 0011020
PUNA KUMBHARIA, SURAT — SURAT, GUJARAT
MICR: 395002044
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- State Bank of India
- Branch
- PUNA KUMBHARIA, SURAT
- IFSC Code
- SBIN0011020
- MICR Code
- 395002044
- City
- SURAT
- District
- SURAT
- State
- GUJARAT
- Contact
- +912612856608
How to Use This IFSC Code
NEFT Transfer
Use IFSC code SBIN0011020 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0011020.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0011020.
IFSC Code Structure
S
B
I
N
0
0
1
1
0
2
0
- SBIN — Bank code (State Bank of India)
- 0 — Reserved (always 0)
- 011020 — Branch code (PUNA KUMBHARIA, SURAT)
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MICR: 394002034 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is SBIN0011020 valid for online transfer?
Yes, SBIN0011020 is a valid IFSC code for State Bank of India PUNA KUMBHARIA, SURAT branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0011020 belong to?
SBIN0011020 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India PUNA KUMBHARIA, SURAT is 395002044. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0011020?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.