State Bank of India SBS NAGAR, LUDHIANA Branch IFSC Code
SBIN 0011972
State Bank of India SBS NAGAR, LUDHIANA — LUDHIANA, PUNJAB
MICR: 141002042
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- State Bank of India
- Branch
- SBS NAGAR, LUDHIANA
- IFSC Code
- SBIN0011972
- MICR Code
- 141002042
- City
- LUDHIANA
- District
- SBS NAGAR
- State
- PUNJAB
How to Use This IFSC Code
NEFT Transfer
Use IFSC code SBIN0011972 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0011972.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0011972.
IFSC Code Structure
S
B
I
N
0
0
1
1
9
7
2
- SBIN — Bank code (State Bank of India)
- 0 — Reserved (always 0)
- 011972 — Branch code (SBS NAGAR, LUDHIANA)
Nearby State Bank of India Branches in LUDHIANA
JAGRAON
SBIN0000655
NR. KAMAL CHOWK, JAGRAON - 144226
MICR: 142002052 RTGS ✓ NEFT ✓ IMPS ✓
LUDHIANA MAIN
SBIN0000674
CIVIL LINES, LUDHIANA
MICR: 141002002 RTGS ✓ NEFT ✓ IMPS ✓
RNW MILLERGANJ
SBIN0000731
POST.BAG.NO.30,P.O.INDUSTRIAL.ESTATE,LUDHIANA
MICR: 141002003 RTGS ✓ NEFT ✓ IMPS ✓
KESAR GANJ, LUDHIANA
SBIN0001150
KESARGANJ LUDHIANA DIST LUDHIANA, PUNJAB 141008
MICR: 141002013 RTGS ✓ NEFT ✓ IMPS ✓
CHAURA BAZAR, LUDHIANA
SBIN0001289
LUDHIANA DIST LUDHIANA, PUNJAB 141008
MICR: 141002006 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is SBIN0011972 valid for online transfer?
Yes, SBIN0011972 is a valid IFSC code for State Bank of India SBS NAGAR, LUDHIANA branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0011972 belong to?
SBIN0011972 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India SBS NAGAR, LUDHIANA is 141002042. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0011972?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.