State Bank of India RATANPUR Branch IFSC Code

SBIN 0012124
State Bank of India Logo State Bank of India
RATANPUR — BILASPUR, CHHATTISGARH
MICR: 495002522 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
State Bank of India
Branch
RATANPUR
IFSC Code
SBIN0012124
MICR Code
495002522
Address
RATANPUR,RATANPUR,TAH KOTA,DISTBILASPUR495442
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City
BILASPUR
District
RATANPUR
State
CHHATTISGARH

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0012124 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0012124.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0012124.

IFSC Code Structure

S
B
I
N
0
0
1
2
1
2
4
  • SBIN — Bank code (State Bank of India)
  • 0 — Reserved (always 0)
  • 012124 — Branch code (RATANPUR)

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Frequently Asked Questions

Is SBIN0012124 valid for online transfer?
Yes, SBIN0012124 is a valid IFSC code for State Bank of India RATANPUR branch in BILASPUR, CHHATTISGARH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0012124 belong to?
SBIN0012124 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India RATANPUR is 495002522. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0012124?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.