State Bank of India PUNNAKKAL Branch IFSC Code
SBIN 0012856
State Bank of India PUNNAKKAL — ERNAKULAM, KERALA
MICR: 682002055
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- State Bank of India
- Branch
- PUNNAKKAL
- IFSC Code
- SBIN0012856
- MICR Code
- 682002055
- Address
- THIRUVONAM PARAYIL BLDGS, PERANDOOR ROAD,PUNNAKKAL, ELAMAKKARA P O,DIST ERNAKULAM 6820 026 Open in Google Maps
- City
- ERNAKULAM
- District
- PUNNAKKAL
- State
- KERALA
- Contact
- +914842537414
How to Use This IFSC Code
NEFT Transfer
Use IFSC code SBIN0012856 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0012856.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0012856.
IFSC Code Structure
S
B
I
N
0
0
1
2
8
5
6
- SBIN — Bank code (State Bank of India)
- 0 — Reserved (always 0)
- 012856 — Branch code (PUNNAKKAL)
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Frequently Asked Questions
Is SBIN0012856 valid for online transfer?
Yes, SBIN0012856 is a valid IFSC code for State Bank of India PUNNAKKAL branch in ERNAKULAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0012856 belong to?
SBIN0012856 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India PUNNAKKAL is 682002055. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0012856?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.