State Bank of India RATANMALA Branch IFSC Code

SBIN 0015587
State Bank of India Logo State Bank of India
RATANMALA — WEST CHAMPARAN, BIHAR
MICR: 845002623 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
State Bank of India
Branch
RATANMALA
IFSC Code
SBIN0015587
MICR Code
845002623
Address
VILL. RATANMALA,POST RATANMALA, THANAMAJHAULIA, DIST WEST CHAMPARAN, BIHAR 845454
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City
WEST CHAMPARAN
District
RATANMALA
State
BIHAR

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0015587 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0015587.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0015587.

IFSC Code Structure

S
B
I
N
0
0
1
5
5
8
7
  • SBIN — Bank code (State Bank of India)
  • 0 — Reserved (always 0)
  • 015587 — Branch code (RATANMALA)

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Frequently Asked Questions

Is SBIN0015587 valid for online transfer?
Yes, SBIN0015587 is a valid IFSC code for State Bank of India RATANMALA branch in WEST CHAMPARAN, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0015587 belong to?
SBIN0015587 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India RATANMALA is 845002623. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0015587?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.