State Bank of India NOWGAM Branch IFSC Code

SBIN 0015982
State Bank of India Logo State Bank of India
NOWGAM — BUDGAM, JAMMU AND KASHMIR
MICR: 191002003 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
State Bank of India
Branch
NOWGAM
IFSC Code
SBIN0015982
MICR Code
191002003
Address
J.D COMPLEX, NOWGAM CHOWK, BYEPASS, DISTT.BUDGAM. JAMMU AND KASHMIR 190015
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City
BUDGAM
District
NOWGAM
State
JAMMU AND KASHMIR

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0015982 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0015982.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0015982.

IFSC Code Structure

S
B
I
N
0
0
1
5
9
8
2
  • SBIN — Bank code (State Bank of India)
  • 0 — Reserved (always 0)
  • 015982 — Branch code (NOWGAM)

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Frequently Asked Questions

Is SBIN0015982 valid for online transfer?
Yes, SBIN0015982 is a valid IFSC code for State Bank of India NOWGAM branch in BUDGAM, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0015982 belong to?
SBIN0015982 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India NOWGAM is 191002003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0015982?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.