State Bank of India SMECC VASHI Branch IFSC Code

SBIN 0018981

State Bank of India

SMECC VASHI — NAVI MUMBAI, MAHARASHTRA

MICR: 400002934 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank: State Bank of India
Branch: SMECC VASHI
IFSC Code: SBIN0018981
MICR Code: 400002934
Address: CENTRAL FACILITY BUILDING II, PHASE II, MARKET II, SECTOR 19, VASHI, NAVI MUMBAI, MH-400705
City: NAVI MUMBAI
District: MUMBAI
State: MAHARASHTRA
Contact: +919004754343

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0018981 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0018981.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0018981.

IFSC Code Structure

SBIN — Bank code (State Bank of India)
0 — Reserved (always 0)
018981 — Branch code (SMECC VASHI)

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Frequently Asked Questions

Is SBIN0018981 valid for online transfer?

Yes, SBIN0018981 is a valid IFSC code for State Bank of India SMECC VASHI branch in NAVI MUMBAI, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.

What bank does SBIN0018981 belong to?

SBIN0018981 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.

What is the MICR code for this branch?

The MICR code for State Bank of India SMECC VASHI is 400002934. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.

Can I do RTGS using SBIN0018981?

Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.