State Bank of India PHAGI Branch IFSC Code

SBIN 0031046
State Bank of India Logo State Bank of India
PHAGI — JAIPUR, RAJASTHAN
MICR: 303002028 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
State Bank of India
Branch
PHAGI
IFSC Code
SBIN0031046
MICR Code
303002028
Address
DISTT JAIPUR 303005
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City
JAIPUR
District
PHAGI
State
RAJASTHAN
Contact
+911430224125

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0031046 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0031046.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0031046.

IFSC Code Structure

S
B
I
N
0
0
3
1
0
4
6
  • SBIN — Bank code (State Bank of India)
  • 0 — Reserved (always 0)
  • 031046 — Branch code (PHAGI)

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Frequently Asked Questions

Is SBIN0031046 valid for online transfer?
Yes, SBIN0031046 is a valid IFSC code for State Bank of India PHAGI branch in JAIPUR, RAJASTHAN. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0031046 belong to?
SBIN0031046 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India PHAGI is 303002028. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0031046?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.