State Bank of India PHALODI Branch IFSC Code
SBIN 0031205
State Bank of India PHALODI — JODHPUR, RAJASTHAN
MICR: 342002049
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- State Bank of India
- Branch
- PHALODI
- IFSC Code
- SBIN0031205
- MICR Code
- 342002049
- City
- JODHPUR
- District
- PHALODI
- State
- RAJASTHAN
- Contact
- +912925222105
How to Use This IFSC Code
NEFT Transfer
Use IFSC code SBIN0031205 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0031205.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0031205.
IFSC Code Structure
S
B
I
N
0
0
3
1
2
0
5
- SBIN — Bank code (State Bank of India)
- 0 — Reserved (always 0)
- 031205 — Branch code (PHALODI)
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Frequently Asked Questions
Is SBIN0031205 valid for online transfer?
Yes, SBIN0031205 is a valid IFSC code for State Bank of India PHALODI branch in JODHPUR, RAJASTHAN. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0031205 belong to?
SBIN0031205 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India PHALODI is 342002049. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0031205?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.