State Bank of India MID CORPORATE BRANCH, LOWER PAREL, MUMBAI Branch IFSC Code

SBIN 0031278

State Bank of India

MID CORPORATE BRANCH, LOWER PAREL, MUMBAI — GREATER BOMBAY, MAHARASHTRA

MICR: 400002396 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank: State Bank of India
Branch: MID CORPORATE BRANCH, LOWER PAREL, MUMBAI
IFSC Code: SBIN0031278
MICR Code: 400002396
Address: WELSPUN HOUSE, KAMLA MILL COMPOUND, SENAPATI BAPAT MARG, LOWER PAREL W MUMBAI
City: GREATER BOMBAY
District: MUMBAI
State: MAHARASHTRA
Contact: +912224923302
SWIFT Code: SBININBBJ14

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0031278 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0031278.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0031278.

IFSC Code Structure

SBIN — Bank code (State Bank of India)
0 — Reserved (always 0)
031278 — Branch code (MID CORPORATE BRANCH, LOWER PAREL, MUMBAI)

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Frequently Asked Questions

Is SBIN0031278 valid for online transfer?

Yes, SBIN0031278 is a valid IFSC code for State Bank of India MID CORPORATE BRANCH, LOWER PAREL, MUMBAI branch in GREATER BOMBAY, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.

What bank does SBIN0031278 belong to?

SBIN0031278 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.

What is the MICR code for this branch?

The MICR code for State Bank of India MID CORPORATE BRANCH, LOWER PAREL, MUMBAI is 400002396. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.

Can I do RTGS using SBIN0031278?

Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.