State Bank of India VIGYAN NAGAR, KOTA Branch IFSC Code

SBIN 0031972
State Bank of India Logo State Bank of India
VIGYAN NAGAR, KOTA — KOTA, RAJASTHAN
MICR: 324002035 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
State Bank of India
Branch
VIGYAN NAGAR, KOTA
IFSC Code
SBIN0031972
MICR Code
324002035
Address
STATE BANK OF INDIA,KALPTARU,1 K 22,VIGYAN NAGAR,KOTA PIN 324005
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City
KOTA
District
KOTA
State
RAJASTHAN
Contact
+917442412013

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0031972 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0031972.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0031972.

IFSC Code Structure

S
B
I
N
0
0
3
1
9
7
2
  • SBIN — Bank code (State Bank of India)
  • 0 — Reserved (always 0)
  • 031972 — Branch code (VIGYAN NAGAR, KOTA)

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Frequently Asked Questions

Is SBIN0031972 valid for online transfer?
Yes, SBIN0031972 is a valid IFSC code for State Bank of India VIGYAN NAGAR, KOTA branch in KOTA, RAJASTHAN. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0031972 belong to?
SBIN0031972 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India VIGYAN NAGAR, KOTA is 324002035. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0031972?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.